The procedure for exchanging Tether in the ERC20 network through GroshX is based on clear and understandable logic. The user selects the transfer direction, specifies the amount, and receives an automatic financial calculation of the total cost in UAH. After that, a request is generated, which records the transfer address, card details, commission amount, and current status of the transaction. Next, the transaction is carried out in the ERC20 blockchain network, where the Tether token undergoes a standard confirmation procedure. GroshX uses a reserve balance and its own control mechanisms, which allows it to speed up transit payments and reduce delays. After confirmation, the conversion takes place, and the money is transferred to Visa Mastercard as a fiat withdrawal.