In practice, there are several ways to exchange USDC on the POL network with withdrawal to a Monobank card in UAH. The first and quite popular option is a centralized exchange, where you need to create an account, go through identification and verification, take into account the limit, and wait for transaction confirmation. Such an exchange is not always convenient due to delays and fixed restrictions. An alternative is a specialized online exchange. Through such an exchange service, cryptocurrency can be quickly transferred from a personal e-wallet to a Monobank bank card. The user sees the amount, commission size, and final financial calculation in advance, which reduces the risk of the procedure and makes the withdrawal of money transparent.