The processing speed of a transaction depends on several factors. Primarily, it depends on the Ethereum network load, as each transaction on the blockchain undergoes mandatory confirmation. During periods of high network activity, exchanges may take longer to process, and the Ethereum fee typically increases during such periods. Another factor is the exchanger's operation: this is why many choose the GroshX crypto exchange, as the service supports automatic application processing and strives to process USDC ERC20 to Privat24 card exchanges as quickly as possible. When placing an order, the client selects the exchange direction, specifies the transfer amount, bank card number, and cryptocurrency address for sending tokens. The service then displays the current exchange rate, commission amount, and estimated processing time. Once the ERC20 network confirms the transfer, the cryptocurrency is converted to hryvnia. The service then processes the exchange to the Privat24 card, and the client can track the application status online.